Home Loans - Mortgage Brokers - Business Finance - Refinance - No Deposit Home Loans

Peter and Toni Behrendt (License 3603 & 3604 - x inc finance FB4098)

mobile: 0421 389 751  fax +61 8 62678143   email: peter.behrendt@xinc.net.au
office address: 104 Marvell Ave Munster WA 6166
principal mortgage broker: Peter Behrendt (license 3603)  trading entity: peter behrendt & toni behrendt

As finance consultants and mortgage brokers, our prime concern is to get results for our customers. We pride ourselves on being available when we’re needed, innovative in our approach to loan structuring and providing personal attentive service. The missing element in transactions with many banks and other lenders is the personal service factor. The reasons for using a broker are many and varied but our approach to your loan concentrates on the fact that borrowing money is not an isolated event – it can influence or be influenced by your whole financial approach. All that mumbo jumbo means is that we understand that money is loaned to real people and real people have real goals and real plans. And it takes the right person to take the time to understand yours.

residential home loans

With lending experience across a wide range of situations, we have supported many Australians in arranging loans with purpose. We look at your past and present activity and look at future plans to work with you in determining loan options to suit your needs. Our clever approach could save you thousands in the short, medium and long term. After all, we are our own customers too!

"As a first home buyer I was pretty nervous about committing myself to a mortgage, but after I spoke to Pete he put all my worries at ease.  He was patient and explained everything to me from start to finish.  The best part was he was contactable 24 hours a day - for whenever I had a pre-purchase panic attack! I'd definitely use him again." Bridget, Cammeray, NSW

  

Defence and Protectors

We are proud of our service in the Royal Australian Navy (over 25 years together). A large part of our daily business derives from helping people in positions similar to our own to obtain finance for what is usually the biggest financial decision of their lives. One of our goals is to ensure that people working in protective industries (Army, Navy, Air-Force, Police, Customs, Firefighters) are not disadvantaged in their financial options due to working long hours or being in remote areas with few services. Having specialist knowledge of the Navy and protective services industries, including allowances, conditions and pay allows us to do better than people who may not understand your situation or the daily pressures on you. Let us do the legwork and make life a bit easier for you.

First Home Buyers

We remember clearly the experience of buying our our first home. We know the feeling, the excitement, the anticipation and also all those nagging concerns, the possible pitfalls and the sense of the unknown. With the right help, you really don't have anything to worry about. We know how to turn those nagging first home buyer concerns into a strong sense of confidence and empowerment!  And it won't just be a sense, you really will know exactly what you are doing and what we are doing for you. Our philosophy is that if there is even one small thing that you didn’t know about or might not understand then it is our job to see that you do. Some people call it the principle of no surprises – we just call it plain good service.

Investors

When your mechanic tells you the air filter needs replacing do you ask him/her if they checked with another mechanic? We wouldn’t normally either but what we do when you borrow money is ask almost 30 banks and lenders what they think, what they have to offer and what specials are available. We are experts in finding you the best possible loan we can! We can show you how to structure your investments to pay fewer fees, less interest and therefore build more wealth. Ask us how to buy properties with no money (or almost none in some cases) coming out of your savings account. What has this got to do with a mechanic? Its an analogy that describes our approach to loans- we don’t just replace the air filter (after asking for another opinion) – we tune the engine while we are there just because it makes sense.

We are exploring ways to show you how to have a home, a loan and be environmentally friendly as well. Let us show you how to fully offset or neutralise the carbon emissions of your household without changing your lifestyle. Let us look at your loan and we can work out the dollar savings and also give you an indication of some environmental savings at the same time. Wouldn’t it be lovely to be confident that your environmental impact on the world was improved or reduced to zero just by saving money on your home loan!

2008 Mortgage Broker of the year finalist

I was nominated for the Achievement Award at the 2008 Mortgage and Finance Association of Australia’s (MFAA) Excellence Awards.
The Achievement award is for up and coming brokers who have less than four year writing experience (as at 29 February 2008).  Being the only peer or self nominated awards in the mortgage industry, the MFAA Awards are judged by an independent panel of experts, setting the industry benchmark. Judging is based on five key behaviours – their professionalism, integrity, ethical conduct, innovation and role-model value.

DHA Expert

Established in 1987, Defence Housing Australia (DHA) was to provide housing for members of the Australian Defence Force and their families.  Offering property management and relocation services, DHA provide a complete housing solution.  DHA sell thousands of investment properties every year to investors looking for  safe and secure investment property. Not only do I have access to over 30 lenders and 300 loans but I am a DHA expert which means I can assist you purchase DHA Investment Properties

Memberships and Education

customer feedback

"Peter Behrendt was excellent. He was very thorough and helpful, and set us up with a loan that really suited our needs."
Name Withheld, Perth

“Very professional, easy to talk to, great emails! Always phones straight back – it’s been like dealing with a friend not a broker. Thanks Pete”
Jason and Tamara, Bertram WA
 

“Thanks so much for all your help Peter. We really appreciate the way you made the whole process so easy. We will certainly come knocking again should we be looking at another mortgage”
Samantha Leeman & Tim Walker, Rivervale WA
 

“As a first home buyer I was pretty nervous about committing myself to a mortgage, but after I spoke to Pete he put all my worries at ease.  He was patient and explained everything to me from start to finish.  The best part was he was contactable 24 hours a day - for whenever I had a pre-purchase panic attack! I'd definitely use him again.”
Bridget, Cammeray, NSW

 
”Peter was the best mortgage broker I have ever used. He will now be our only choice for future loans or if we refinance”
Megan, Beeliar WA
 

”Peter - thank you very much for your hard work.  My Perth friends were very impressed with your speed which they say is unusually efficient! All very impressive and I'm wondering when you sleep!”
Dr Christine Daymon UK
 

”Thank you for everything! I can’t believe how cheap the loan is – not much more that our rent. Ed and I can’t say enough about your service – you always called back and were there to answer our questions. We felt entirely comfortable and know we can trust you with anything. Thanks Pete”
Jenna Wilcox and Edward Misson, Mornington TAS

"Peter walked us through the entire application process step-by-step and was able to give us several options that suited our needs. By restructuring our existing loans, we were able to purchase an investment property with no additional monthly outgoings. We were very pleased with the result"
Cameron and Heidi, Fremantle WA
 

“I have found Pete extremely knowledgeable, efficient and always responding to all questions promptly. We had suggested to him what we were looking for and he has carried out what we have asked him to do and has guided us in areas that we didn’t know about. I would recommend Pete to anyone who is looking for a loan or refinance”
Naomi Thomas, Forrestfield WA