inta maggs & associates
office: +61 7 5445 8298 mobile: 0421 259 527 fax: +61 7 5445 8057 email: Inta Maggs
office address: 5 Regal Crescent, Sippy Downs, QLD 4556 postal address: PO Box 1488, Buderim, OLD 4556 principal mortgage broker: Inta Maggs trading entity: Mpower Loan Solutions foreign languages spoken, written or read: Latvian
Whether you are a first home buyer or an astute investor, I am passionate about making a positive difference to my client's lives, servicing the Sunshine Coast and Brisbane areas. I strive to bring a fresh approach and a wealth of practical experience to mortgage broking, offering over 20 years experience in the financial services industry. My philosophy that “knowledge is power” drives my commitment to all my clients. My goal is to empower clients to make informed choices and take control of their financial future by providing them with both the home loan knowledge and tailored loan solutions to meet their individual needs.
First Home Buyers
Choosing a home loan is likely to be one of the biggest financial decisions a person will ever make, particularly for first home buyers. I believe that assisting people in purchasing their first home is a privilege. Many first home buyers make the mistake of trying to do their own research to find a home loan. But with a myriad of products out there, how do you chose? Without professional advice there is a big chance that they are leaving themselves open to disappointment by missing out on opportunities that are available to secure the finance they need.
Being a part of your exciting new journey makes my role worthwhile. From our first meeting, I tailor a personalized loan strategy to meet your needs and then I pledge to keep you informed through each stage of the loan process, from our first meeting through to settlement. And after settlement when you receive the keys to your first home, my commitment is to review your loans ongoing to ensure they continue to meet your changing circumstances.
Finance for the Self Employed
If you are self employed, you should expect your money to work as hard as you do.Being self employed myself, I understand how important it is to remain focused on your business. My self employed business clients generally don't have much time but know what they want and demand a high level of service. And I also understand the finance needs of self-employed people who have opted for a lifestyle change – leaving the big city behind them – and working in their own business here on the Coast.
With the big banks and specialist lenders continuing their rally to gain market share in the increasing Low Doc home loan market this is great news for the self-employed. Not only are interest rates becoming increasingly competitive, but recent improvements include increased borrowings of up to 85% of purchase price from mainstream lenders, and up to 90% from non-conforming lenders. I can even access to lenders who don’t charge clients the Lender Mortgage Insurance premium and this can potentially save clients thousands in upfront costs.
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My philosophy that 'knowledge is power' drives my commitment to all my clients. My goal is to empower clients to make informed choices and take control of their financial future by providing them with both the home loan knowledge and tailored loan solutions to meet their individual needs.
Inta Maggs - Sunshine Coast
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Low deposit Home Loans
Home buyers on the Sunshine Coast with only a small deposit may still be able to purchase a property with as little as 5% savings. A lot of people, particlularly first home buyers, have not had the chance to save a large deposit and these loans help prospective buyers to make their first property purchase..
Sunshine Coast & Brisbane Investors
Increases in property values on Queensland’s Sunshine Coast is seeing both new and astute investors alike taking the opportunity to invest in the Sunshine coast through a whole range of investment loan opportunities. Whether you are a first time investor, or an existing investor with a substantial portfolio, it is important that you have access to specialized finance solutions. In an increasingly competitive lender's market, investors can’t afford to be complacent and need to stay in touch with the latest loan products and interest rates. Securing loans that will continue to meet your needs is imperative. My strength lies in tailoring the best possible loan solution to meet your needs.
Debt Consolidation / Refinancing
Many customers I’ve helped were paying too much for their personal loans and credit cards. Lenders are now providing more competitive and tailored mortgages. As part of my service, I offer a free finance health check of all your debts. By refinancing and consolidating existing debts, you can save thousands.
Divorce / Separation Finance Solutions
For anyone undergoing a property settlement due to divorce or separation, this can be an overwhelming experience at this critical time. I take an empathetic yet practical approach to assist clients in making a fresh start, and understand that peace of mind for the future is at the forefront. By providing loan solutions that include refinancing, debt consolidation and forward planning, my goal is to enable my clients to take the next step forward for the future.
Memberships and accreditations
I understand that there are many facets involved in creating wealth for my clients. As a result, I have also attained qualifications under REIQ Salespersons requirements, and completed DFP1 of the Diploma of Financial Planning. I am an Accredited Mortgage Consultant and Full Member of the MFAA.
customers
I work throughout the Sunshine Coast and have an intimate understanding of the Sunshine Coast market - from Gympie, to Noosaville, Noosa Heads, Sunshine Beach, Peregian Springs, Coolum, Maroochydore, Nambour, Mooloolaba, Kawana, Kawana Waters, Caloundra, Sippy Downs, Eumundi, Buderim and Caboolture.
Our friends were looking to purchase their first home, and when we told them we were doing the same they gave us the number of their mortgage broker, Inta Maggs. We weren't sure exactly how Inta could help us because we didn't think we had saved quite enough for a deposit. Inta was able to visit us on a Saturday in our home, which was extremely helpful. She talked us through the process of purchasing a home, and was able to give us some home loan options right there and then! We were thrilled to learn that we were ready to start looking for a home. We found a house within a week, and Inta was fantastic with helping us fill out all the loan documentation and talking to all the other parties involved. Buying a house can be an extremely stressful time so having Inta involved in the process was a real life saver! A couple of weeks into the process, Inta called with the fantastic news that she was able to secure a loan for us with a lower interest rate than we expected! Within no time we were moved into our new house and starting the renovation process. We owe it all to Inta, we really couldn't have done it without her. Andrew and Cara, Alexandra Hills, Queensland
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