ING Direct Home Loans

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ING Direct Home Loans - Mortgage Lender

ING Direct is part of the leading global financial services company ING Group. Active in the fields of banking, insurance and asset management, ING Group operates in over 50 countries and employs 120,000 people worldwide. ING Direct launched its first direct banking operation in Canada in 1997. Since then, it has successfully launched operations in Spain, France, Italy, USA, UK, Germany and Austria. ING Direct Australia was launched in August 1999.

Loan Products


Type of Loan Home Loan Information
> Mortgage Simplifier Variable rate home loan, with no Application Fee or Monthly or Annual Service Fees; Principal and interest or interest only repayments; Redraw facility with no redraw fees and unlimited transactions.
> Fixed Rate loan Fixed rate home loan with an application fee of $499 in NSW, QLD and VIC and $299 in all other states/territories. AT the end of the fixed rate period your loan will rollover to the Mortgage Simplifier, including any rate discounts applicable at time of application. ING Direct will let you borrow up to 100% (inclusive of Lenders Mortgage Insurance) of the value of the property (depending on where it is). If you borrow $300,000 or more you may be eligible for an interest rate discount of 0.06% per annum off the Mortgage Simplifier rate for the life of the loan.

Branches and offices

ING Direct is headquartered in Sydney and operates a 24 hour contact centre in Tuggerah NSW

ING Direct Home Loans Points of difference

ING was named Best Foreign Bank at the Australian Banking and Finance Magazine Awards in 2003, 2004, and 2005, with accolades for best website and best promotion in 2006 Was awarded the 'Mortgage Choice Lender of the Year' award in 2006 Was named Best New Entrant in the 2005 Hewitt Associates' Best Employers survey ING s also received the best website award by Australian Banking and Finance Magazine for 2007.



Good mortgage brokers understand a broad range of lender preferences and that is why it is really useful to talk to a local mortgage broker about your specific situation. They will use their knowledge and specialized software to assist you in making the most informed decision. Simply put, a mortgage broker evaluates your situation against the lenders on their panel for the best deal.  More information on how to pick a home loan or how to assess the right business loan is available right here on the X Inc. site.


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