FirstMac Home Loans

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FirstMac Home Loans - Mortgage Lender

Using fresh ideas, flexible home loans and real friendly service, FirstMac has been putting people into homes for over 25 years. So whether you are a first home buyers, the self employed, really experienced borrowers, investors or people wanting to upgrade, refinance or construct, FirstMac has everyone covered.

Loan Products


Type of Loan Home Loan Information
> X Loan When it comes to loans, nothing packs in as many features or as much flexibility as FirstMac’s X loan. In fact, X loan has your sophisticated home buyer or investor completely covered. The X loan is so flexible that it allows you to pay your home off faster and save in interest by depositing all of your income from a range of sources, including your rental income, into your home loan account. Your regular bills and living expenses are covered by a VISA debit card attached to your loan, which attracts the same interest rates as the loan. Even cash advances attract the same interest rate.
> ZIP loan Pay off your home faster by making your money work smarter for you! Deposit all income into your loan account, then use the VISA debit card for personal expenses. Even cash advances on the card are interest-free. If you’re looking for a fully functional mortgage with a zero interest VISA debit card, then this loan is the answer.
> MAX Loan Why rent when you can borrow up to 100% with a MAX loan? If you’re having trouble putting away money for a deposit on your first home, here’s a home loan that could just solve the problem.

Branches and offices

FirstMac provides its service via mortgage managers operating Australia-wide.

FirstMac Home Loans points of difference

In such a competitive market, FirstMac will help you stay ahead of the game by providing daily website updates of current business and property news.



Good mortgage brokers understand a broad range of lender preferences and that is why it is really useful to talk to a local mortgage broker about your specific situation. They will use their knowledge and specialized software to assist you in making the most informed decision. Simply put, a mortgage broker evaluates your situation against the lenders on their panel for the best deal.  More information on how to pick a home loan or how to assess the right business loan is available right here on the X Inc. site.


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