Economy Home Loans

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Economy Home Loans - Mortgage Lender

Economy Home Loans are a low-cost lender, providing some of the best value home loans in Australia. Economy Home Loans offers great alternatives for first home buyers and investors alike - alternatives for anyone who is tired of paying more than they need to for their money. Economy sources wholesale funds from some of the largest wholesale funders in Australia. Along with Challenger, GE Money, the financial services division of GE, is one of the most recognised Economy Home Loans funders.

Loan Products


Type of Loan Home Loan Information
> 5 Year Double Honeymoon Home Loan (Variable) Economy Home Loan's 5 Year honeymoon will suit anyone looking for a flexible home loan at a lower interest rate. At the end of five years, the interest rate drops an extra 0.1%* off the final rate to reward your loyalty.
> 5 Year Double Honeymoon Home Loan > $300,000 (Variable) If you are borrowing more than $300,000, you can take advantage of this incredibly low rate. Interest rate drop of an extra 0.1% off the final rate after five years.*
> Economy Standard Variable Home Loans The Economy Standard Variable Home Loan is one of the best value home loans in Australia.
> Economy Standard Variable Home Loans > $300,000 Are you borrowing more than $300,000? Don't pay more than you need to.
> 105% Home Loan If you don't have a deposit or the funds to cover costs, you may qualify to borrow 100% of the purchase price as well as provide funds for some of the associated loan settlement costs such as legal fees and stamp duty.

Branches and offices

Economy Home Loans are available in Victoria, New South Wales, Queensland, Western Australia and Tasmania.

Economy Home Loans Points of difference

Economy has a range of tailored, competitive low doc loans for self employed people and people borrowing more than $1,000,000.



Good mortgage brokers understand a broad range of lender preferences and that is why it is really useful to talk to a local mortgage broker about your specific situation. They will use their knowledge and specialized software to assist you in making the most informed decision. Simply put, a mortgage broker evaluates your situation against the lenders on their panel for the best deal.  More information on how to pick a home loan or how to assess the right business loan is available right here on the X Inc. site.


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