Bankwest Home Loans

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Bankwest Home Loans - Mortgage Lender

Based in Western Australia, BankWest is a full service bank.  BankWest is active in all market segments, and its lending is diversified between the business, rural, housing and personal markets, including the full range of deposit products.

Loan Products


Type of Loan Home Loan Information
> Lite Home Loan You can borrow up to 95% of your property value, choose a repayment plan which suits your cash flow, and we'll give you back your fees if you keep the loan for three years.
> Lite Plus Home Loan

Low interest rates, convenience, online access, no hidden fees..we know you want it all.

As a BankWest Plus Package member you have all your banking, home loan and credit card needs rolled into one simple bundle.

You'll pay one of Australia's lowest home loan rates - just 7.90% - and get our Lite Transaction Account plus your choice of any BankWest personal credit card* for a single annual cost of $360. You can borrow up to 95% of the property value, and our online banking lets you manage everything 24/7.

> Easy Doc Home Loan With our Fixed Rate Home Loan you can borrow up to 95% of the value of your property and lock in a rate for up to 5 years. After that you can lock into a fixed rate again or switch to variable.
> BankWest Equity Access Are you borrowing more than $300,000? Don't pay more than you need to.
> 105% Home Loan BankWest Equity Access loan is a line of credit which provides you with access to instant, low cost finance. It can be used as an everyday transaction account if it suits - which means the added convenience of ATM and cheque book access to your cash.

Branches and offices

BankWest has branches in Western Australia, Adelaide, Melbourne, Sydney and Brisbane.

Bankwest Home Loans Points of difference

BankWest is a wholly owned subsidiary of HBOS plc, one of the world's largest financial services groups, with assets of about AUD$1,250 billion (£540 billion). Standard & Poors short-term credit rating for BankWest is "A-1+" and "AA-" for the long term, providing customers with investment grade security.



Good mortgage brokers understand a broad range of lender preferences and that is why it is really useful to talk to a local mortgage broker about your specific situation. They will use their knowledge and specialized software to assist you in making the most informed decision. Simply put, a mortgage broker evaluates your situation against the lenders on their panel for the best deal.  More information on how to pick a home loan or how to assess the right business loan is available right here on the X Inc. site.


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