AMP Home Loans - Mortgage Lender
AMP has been helping Australians reach their financial goals and create the lives they want for themselves for over 150 years. AMP Banking continues the tradition. With no branches, the bank works directly with you.
Loan Products
| Type of Loan |
Home Loan Information |
| > Introductory Loans |
Introductory or ‘honeymoon rate’ loans can be a good way to get started and can help you save. During the introductory period you are charged a lower interest rate, which you can take advantage of to pay more off your loan. When the introductory period ends, your mortgage will generally revert to the variable rate loan. |
| > Professional Package |
Options and savings. If you are taking a loan of $100,000 or more, a Professional Package may be the answer as the interest rate is reduced by up to 0.75%pa for the life of your loan*. Find out how a Professional Package home loan makes a big loan seem like very little work. |
| > Basic Variable Rate Loan |
Why complicate things? If you want a competitive loan at a variable interest rate, that allows you to make additional repayments at any time without penalty, a Basic Variable Rate Loan may be just the thing |
| > Low Doc package |
Why should the self-employed be treated any differently, just because they don’t have things like payslips to show a bank? If you’ve been self-employed for two years or more, your new home is just around the corner! Find out how AMP Banking’s Low Doc Package lets the self-employed get what they want too. |
| > Classic Club |
Flexibility is the key to this loan. You will have access to a wide range of AMP Banking home loans, and, in most cases, you can combine them to create a personalised loan answering all your banking needs. Find out how an AMP Classic Club home loan can give you more choices. |
| > Construction Loan |
With a competitive variable interest rate during your construction period and the ability to choose from a wide range of loans after that, this loan is the one for builders, renovators and landowners. Find out how a flexible Construction Loan can help build your dreams. |
| > My Home Package |
Choose from a range of competitive home loans and achieve significant savings on loan establishment fees and account keeping fees.
Unlimited free Suncorp transactions and no account keeping fees on Everyday Options savings account.
Perfect if you want to take advantage of the equity you have in property
Ideal if you have multiple home loans.
For owner occupiers and investors.
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| > Asset Line Home Loan |
Money for what you want, when you want it, using the equity in your home as a source of funds. No minimum monthly repayments.
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Branches and offices
There are no branches as the bank works directly with you.
AMP Home Loans Points of difference
AMP invest directly in the community through the AMP Foundation, which has a special focus on youth employment, and through community-focused sponsorship programs.
AMP also use their influence as a major investor to improve corporate governance standards across the business sector through the AMP Capital Investors.
Good mortgage brokers understand a broad range of lender preferences and that is why it is really useful to talk to a local mortgage broker about your specific situation. They will use their knowledge and specialized software to assist you in making the most informed decision. Simply put, a mortgage broker evaluates your situation against the lenders on their panel for the best deal. More information on how to pick a home loan or how to assess the right business loan is available right here on the X Inc. site.
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