Finance Definitions and mortgage terms Australia

Accrued Interest - Additional Securities - Additional Repayment - Adjustments - Agent - Amenity - Amortisation Period - Application - Application Fees - Appraisal - ASIC

 Baycorp Advantage - Bridging Finance - Building inspection - Building regulations - Buyers' Agent

Capital - Capital Gain - Capital Gains Tax - Capped Loan -  Caveat - Caveat Emptor -  Certificate of Title - Charge -  Chattels -  Clear  Title - Cluster Housing - Collateral Security - Commission - Company Title - Comparison rate - Compound interest - Consumer Credit Code - Contract of Sale - Conveyance - Conveyancing - COSL - Covenant - Cover note - Credit History - CRAA

Daily Interest -  Debt-to-income ratio - Deed - Default - Delinquency - Deposit - Deposit Bonds - Depreciation - Direct Debit - Disbursements - Discharge Fees - Discharge of Mortgage - Disposable Income - Down Payment - Draw Down -  DSR -  Duty (or Stamp Duty)

Early Termination Payment - EFM - Electronic Funds Transfer (EFT) - Encumbrance - Equity -  Equity Finance Mortgage - Equity Loan -
Equity Mortgage -  Escrow -  Establishment Fees - Estate - Exchange of Contracts (or Exchange) - Exit Fee

FBAA - Fittings - Fixed Interest - Fixed-Rate Mortgage - Fixtures - Flood Insurance - Foreclosure - Freehold

Gearing -  Gross Income - Guarantor

Holding Deposit - Home Equity - Home Equity Loan - Home inspection - Home Loan - Home & Contents Insurance - Honeymoon Rates  

Inclusions - Income Statement - Indemnity - Index - Inflation - Installment - Interest - Interest Only Loan - Interest Rate - Internal Rate of Return - Introductory Loan - Inventory - Investment Property 

Joint and Several Liability - Joint Tenants

Land Tax - Legal Fee - Lease - Lenders Mortgage Insurance - Liabilities - Lien - Line of Credit - Loan Pre-approval - LMI - Loan - Loan Fraud - Loan to Valuation Ratio (LVR) - Lock-in - Low-doc Loans - Low Start Loan - Lump Sum Repayments - LVR 

Margin - Margin Lending - Maturity - Maximum Loan Amount - Maximum Loan Value Ratio (LVR) - Maximum Term - Median - MFAA - Minimum Fixed Amount - Minimum Loan Amount - Minimum Lump Sum Payment - Minimum Redraw Amount - Minimum Repayment - Monthly Fees - Mortgage - Mortgagee - Mortgage Broker - Mortgage Insurance - Mortgage Manager - Mortgage Offset Account - Mortgage Originator - Mortgage Payment - Mortgage Protection Insurance - Mortgage Registration Fee - Mortgagor  

Negative Gearing - Net Income - Non-conforming Loans 

Offer - Offer to Purchase - Offset Account/Mortgage Offset - Official Cash Rate - Option to Buy - Origination - Origination Fee - Overdraft 

Passed In - Portability or Portable Loan - Pre-approve - Prepayment - Pre-qualify - Principal - Principal and Interest Loan - Private Sale or Treaty

Real Property - Re-amortise - Redraw Facility - Redraw Fee - Refinancing - Rent Purchase - Requisitions on Title - Reserve Price -
Right of Way - Rise and Fall Clause

Search - Securitisation - Security - Service Fee - Settlement Date - Settlement Period - Shared Appreciation Mortgage - Solicitors Mortgages/Finance Mortgages - Split Loan - Stamp Duty - Standard Variable Rate - Strata Title - Sub-prime Lending - Survey - Switching Fee

Tenants in Common - Term - Third Party Guarantee - Title Deed - Title Fees - Title Search - Torrens Title - Townhouse - Transfer  

Unencumbered - Underwriting - Uniform Consumer Credit Code (UCCC)

Valuation - Valuation Fee - Variable Interest Rate - Variation - Veda Advantage - Vendor Statement - Vendor

 Zoning