Grant

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First home buyers grant

The First Home Owner Grant (FHOG) is a Federal Government initiative that provides a grant of $7,000 to eligible first home buyers to assist with the purchase of their first home.

Get home loan pre approval before looking for your first home

As the grant is administered under the legislation of the states and territories, application procedures may vary. Your local mortgage broker can help you determine your eligibility, get other state specific entitlements and even help you complete your paperwork. Simply email us the form on this page or call at any time on 13 LOAN or direct on +61 2 9249 3739 and we will contact you within 2 business hours.

First home buyers grant eligibility criteria – federal

To qualify for the first home buyers grant, you will need:

Your application must be made within 12 months of completion of construction or settlement of the home
You or a joint applicant must be an Australian Citizen or permanent resident. Requirements vary among states and territories regarding the number of applicants who must be an Australian citizen or permanent resident and age of the applicant
You must be buying or building your first property as a person, not as a company or trust
You or your spouse must not have previously owned an interest in land in Australia that had a residence on it prior to July 1, 2000
You or your spouse must not have owned and occupied a home after July 1, 2000
If you have purchased investment property(ies) after 1 July 2000 as long as you have never owned property before 1 July 2000 and have never lived in the investment property(ies), you should eligible.
Neither you or your spouse must have claimed this grant previously

First home buyers grant – state specific information

In addition to the federal government grant, each state offers different additional support to first home buyers. To find out what additional bonuses you are entitled to in your state, select your respective state at the bottom of this page.