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July newsletter

At its meeting on 1st July, the Reserve Board decided to leave the cash rate unchanged at 7.25 per cent. Probably the most important outcome of the meeting was not what was said, but rather how it was said.

Happy New Financial Year! Just like at the 1st January, you should've made some financial New Year resolutions by now!

Last month we looked at how the debt to equity ratio is calculated. This helps to understand what it is, but generally the calculations will already have been made for you in various publications and on the internet.

Whilst everyone is talking gloom and doom in the market place, and buyers are dubious about where to put their investment dollars, the property market is showing all the characteristics of the place to be.

Thinking a renovation might give your property the edge in today's buyer's market? Here are some matters to consider before your renovation can be regarded as worthwhile - let alone valuable!

DHA is one of Australia's most secure property investment opportunities. No other property investment can match the security offered by our long-term lease arrangement, including zero vacancy risk and guaranteed rental income for the term of the lease.

Remember the film the LA story when taking the coffee order was more complicated than a 6 course banquet? It's happening with eggs..

june newsletter

At its meeting on 6th May, the Reserve Bank Board decided to leave the cash rate unchanged at 7.25 per centt.

The latest joint Mortgage & Finance Association of Australia (MFAA) and BankWest Home Finance survey of mortgage borrowers continues to vindicate brokers against the view they are less responsible than the banks in granting home loans.

It's that time of year again where your accountants stress level are at an all time high and the Tax Office is gearing up for the start of another new financial year.

Property investors will be familiar with the concept of gearing. Although the term is more common in the stock market, an important measure of risk is the debt to equity ratio, usually expressed as a percentage.

Doing the deal is in the forefront of a selling agents mind. And the best deal does not necessarily represent the highest price.

The federal budget's implications for property will largely be determined by its impact on the Reserve Bank's interest rate approach.

Traditional real estate agents offer management fees of around 8%. In contrast, DHA management fees are substantially higher at 16.5%.

The danger of lower carb products will have the same effect that low fat products had on the ever increasing number of obese people today.

may 2008 newsletter

At its meeting on 6th May, the Reserve Bank Board decided to leave the cash rate unchanged at 7.25 per cent.

If you invested in a rental property while interest rates were low and now can t afford it or are looking at your options, then read on.

Australia has a taxation system where companies are taxed at 30% on their profits. These companies then pay out part or all of their after tax profits to the owners of the company, the shareholders, as dividends.

The media is publishing the typical gloom and doom. Melbourne median house prices drop 8.4% from the December quarter to the March quarter.

The sea-change/tree change phenomenon is now attracting younger families and couples who also seek to escape suburban life.

Defence Housing Australia (DHA) is one of Australia s most secure property investment opportunities.

With the cooler weather of Autumn comes new season produce.

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april 2008 newsletter

A May interest rate rise is still on the cards and are the banks ripping us off with higher interest rates?

Property is on everybody's lips again, with the interest rate hikes. Everyone is looking for a bargain.

While there are many financial ratios which security analysts use in assessing a company for investment the first one to look at is the price earnings ratio

The property market has now turned a significant corner in Melbourne

Confused about the differences between a council rates notice valuation and an independent property valuation?

In a positive turn for property investors, last week BIS Shrapnel Director and Chief Economist, Frank Gelber, announced house prices across the nation will rise

It's interesting how many fresh vegetables and fruits are thought to have anti cancer properties

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March 2008 newsletter

We all know that interest rates have risen again by .25% this month.

Upward pressure on interest rates remains high with heavy tips for another rise this year.

The impact of the stock market correction and credit squeeze on property markets in Australia in the short term will be modest and positive.

People buy and sell properties everyday. Whether it be a buyers market or a sellers market, vendors still want to sell their properties

Two trends have emerged recently that appear to question the settled view on the Sydney/Melbourne pecking order

Perfectly positioned near the beautiful beaches of the New South Wales south coast, the ski fields of the Snowy Mountains, and three hours drive from Sydney, Canberra is a thriving.

Just because a recipe stipulates an ingredient you know to be unhealthy, it doesn't mean that you can't make a variation of the same dish.

Fashion runways have long been the inspirational source for home furnishings and decorating colour choices, but trends are becoming a lot more individual.

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February 2008 newsletter

With the rate rise on February 5th, the average standard variable home loan rate in Australia is now 8.8%.

Upward pressure on interest rates remains high with heavy tips for another rise this year.

The impact of the stock market correction and credit squeeze on property markets in Australia in the short term will be modest and positive.

Volume is an industry jargon term, which is really quite simple.

Sub Prime issues, Stock market falling, Interest rates going down in the US and potentially up in Australia.

From the 1st July 2007 business with a turn over of less then $2 million are called small business entities and may qualify for a range of tax concessions.

Property investment schemes, like Defence Housing Australia sale and leaseback program, provide investors with the opportunity to make a low-risk step into property investment, while still receiving maximum taxation benefits.

Many people are found snivelling into their hankies most of the summer, willing it to end while the rest of the population gaily frolic in the sun amongst the summer scents.

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January 2008 newsletter

The annual eXmas competition in December was our biggest yet with record entry numbers.

Have your say - Are your home-ownership hopes affected by the housing affordability crisis?

Happy New Year. Now that 2008 is upon us the end of the financial year is less than 6 months away. With the new Labor Government it will be interesting to see what changes promised before the election actually get carried out.

If you ask most people to look up the price of a company's shares, they would turn up the newspaper or an Internet site and find a price, which was labelled "Price Last Price Closing Price". This is the only price of which most investors will be aware.

After a tumultuous year in 2007, 2008 should be the year to build your property portfolio.

Will being green raise the value of my home?

Every investment program claims to be able to create wealth and ensure financial freedom, but are these promises actually delivered? Who better to ask than those currently investing in the program?

It's the start of the year so if you've made the decision this year to get healthy, why not create a healthy pantry.

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